Low Cost, Flat Fee Retirement Plans Provide Transparency
No asset-based fees, no hidden revenue-sharing 12b-1 fees.
Do you know how to make good plan great? We do.
As plan fiduciaries, we know what makes a good plan great and it has a lot to do with keeping overall plan costs to a minimum. Unfortunately, the majority of plans out there are still paying excessive plan fees. In some cases, the fees are so high it's almost criminal. High plan fees combined with high-cost investment options (some with 12b-1 fees) can force employees to work longer because the fees take such a significant portion of their investment returns over time. We doubt this was the intention of the employer when the plan was initially established.
We get it. Inertia sets in, there are more important projects to be tackled, and let's face it searching for and finding a new plan provider is extremely time-consuming. So a plan may go many years without a fresh set of eyes looking for opportunities to cut costs. We are that fresh set of eyes and we want you to have a better plan for your employees.
The right plan at a reasonable cost. Request a Plan Quote!
There is no need to waste your time making endless calls searching for a new low-cost plan provider when we already have our provider partnerships in place. We will contact you for a brief introduction and ask you a few questions regarding your existing plan.
Based on our conversation and the parameters of your plan, we will search through our many low-cost, industry leading retirement plan providers and provide you with two fully transparent, competitively priced plan quotes, including our fiduciary plan advisor fees, which are always based on a flat-fee or per participant fee. Normal turnaround time for a quote is two business days.
We are Plan Fiduciaries Who Help Employers Across the Country
Clarity Capital Advisors is an independent, fee-only registered investment advisor (RIA) firm legally bound by the fiduciary standard of care. We are held to the highest standard of responsibility to our plan sponsors and their employees as an ERISA 3(21) Advisor or a 3(38) Manager.
Employers are no longer limited to the high-cost plan advisors and providers based in their state. We are happy to travel to your location to meet with you and your employees one-on-one every year, in addition to our ongoing phone and email support.