During January, you will see more and more market predictions for 2023.
      
            
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            Among the various types of financial advisors, there is one that stands out as especially problematic.
      
            
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            Is Social Security really going bankrupt?  What does it mean for you?
      
            
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            It is an unfortunate fact that high-cost 401k plans litter the employee benefits landscape. Employees deserve better!
      
            
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            If we’ve said it once, we've said it a hundred times - costs matter! To echo the words of the legendary John Bogle (or “St. Jack” as we like to call him), “In
      
            
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